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Introduction
A home inspection is a detailed visual examination of the physical structure and systems of a house. It provides an unbiased review of the home’s condition and identifies any issues that may need addressing. Having a professional Home Inspection Lakeland FL before purchasing a home is highly recommended to ensure there are no surprises after closing.
This comprehensive guide will walk you through the home inspection process step-by-step so you know what to expect.
Finding and Hiring a Home Inspector
Researching Inspectors in Your Area
The first step is researching and finding a qualified home inspector in your area. Look for an inspector who is licensed and insured. Reviews and referrals from real estate agents and previous clients can help narrow your options. Verify credentials and certifications through organizations like the American Society of Home Inspectors (ASHI) or National Association of Home Inspectors (NAHI).
Interviewing Potential Inspectors
Once you’ve identified a few potential inspectors, interview them over the phone or in person. Ask about their experience, specialty areas, inspection process, report format, and pricing. Also, inquire about what systems and areas they inspect to ensure comprehensive coverage. Choose an inspector you feel comfortable with and who clearly explains the process.
Signing a Contract
Before the inspection, you’ll sign an agreement outlining the scope of work, limitations of the inspection, terms and conditions, and pricing structure. Read this carefully before signing. Get a copy of the inspector’s general liability insurance. Clarify when you’ll receive the full inspection report.
Preparing for the Inspection
Scheduling the Inspection
Work with your real estate agent to coordinate an inspection time after the home is under contract but before closing. Allow 2-3 hours for the inspection. Weekdays or evenings are ideal so all systems can be actively checked.
Completing a Pre-Inspection Checklist
Complete a pre-inspection checklist:
- Test all locks to ensure the inspector can access areas
- Clear clutter so the inspector can access outlets, windows, panels, etc.
- Have all utilities turned on so systems can be checked
- Keep pets secured and out of the way
Attending the Inspection
It’s highly recommended that you attend the inspection so you can see the home’s condition firsthand and ask questions. If anything needs clarification, speak up. Don’t interrupt the inspector but take notes for the debrief.
What the Inspector Checks
A home inspection covers the interior and exterior of the home. The major systems and components inspected include:
Roof and Attic
- Roof materials, age, condition
- Gutters and drainage
- Soffits and fascia boards
- Skylights, chimneys
- Attic ventilation, insulation
- Signs of leaks, damage or mold
Exterior
- Siding, trim, paint condition
- Windows, doors, screens
- Porches, decks, patios
- Foundation, walkways, driveways
- Drainage, grading
- Retaining walls, fences
Structure
- Walls, floors, ceilings
- Stairs, railings
- Evidence of settlement or cracks
- Doors, windows function
- Fire separation between units
Electrical
- Main panel, amperage, breakers
- Wiring, junction boxes
- Outlets, switches, fixtures
- Grounding, GFCIs protection
- Smoke and CO detectors
Plumbing
- Water supply lines, shutoffs, pressure
- Drain and vent pipes
- Faucets, sinks, toilets
- Water heater, fuel type/condition
- Sump pump, drainage
HVAC
- Heating, cooling equipment age/condition
- Ductwork, returns, filters
- Thermostats, humidifiers
- Chimneys, flues, venting
Interior
- Walls, ceilings, floors
- Windows, doors, cabinets, railings
- Steps, stairways, walkways
- Laundry, appliances, lighting
- Vent fans, fireplace/wood stove
Garage
- Roof, walls, windows, doors
- Vehicle doors, remotes, openers
- Concrete floor, automatic openers
Pools/Hot Tubs
- Liners, pumps, filters, drains
- Electrical bonding, fencing
- Mechanical covers, safety features
Septic System
- Tank, distribution box
- Drain field, soil conditions
- Pumping frequency
- Signs of blockage/failure
Plus any site-specific items!
The Inspection Report
After thoroughly inspecting the interior and exterior of the home, the inspector will provide a detailed report of their findings. This will include:
- Overview of systems and areas checked
- Description of any issues or defects found
- Photos documenting any problems
- Recommendations for repairs, replacements, or further evaluation by contractors
Keep in mind the inspector’s role is not to criticize but to objectively report on the home’s condition as a snapshot in time. Some common issues found may include:
- Minor roof or window leaks
- Crack in foundation or walls
- Improper electrical wiring
- Pest damage or mold
- HVAC/plumbing problems
Any major defects not up to code will be highlighted. Review the full report carefully after the inspection.
What Comes Next After the Inspection
Reviewing the Report Thoroughly
Read the inspection report closely, making note of any concerns. Watch the accompanying video or photos of issues noted. Clarify any sections you have questions on with the inspector.
Deciding on Next Steps
Depending on the severity of the issues found, you may ask the seller to remedy or repair certain items. Consider hiring contractors to quote any expensive repairs. Renegotiate the purchase price if needed.
Completing Repairs Before Closing
Ideally, the seller will address repairs and deficiencies before closing. Obtain documentation of any completed repairs.
Budgeting for Future Repairs
Even well-maintained homes will need repairs. Budget and plan for upgrades like a new roof or replacing HVAC equipment.
Why a Home Inspection Is Important
While the process requires an upfront investment of time and money, a home inspection is extremely valuable for the following reasons:
Avoids Unexpected Repair Costs
Identifying issues ahead of time allows you to budget for repairs and avoid serious problems down the road.
Provides Insight on Condition
While you can do a visual walkthrough, an inspector provides an unbiased, comprehensive assessment.
Alerts You to Safety Issues
Inspectors test for things you may not notice like faulty wiring or fire hazards.
Gives Leverage in Price Negotiation
You can negotiate repairs or price if major issues are uncovered.
Offers Peace of Mind
An inspection gives you objective confirmation of the home’s condition before closing.
Conclusion
Having a professional home inspection completed when buying a home provides valuable insight into the property’s condition. Following the steps in this guide will help you know what to expect during the home inspection process, from choosing an inspector to reviewing the inspection report findings. A thorough inspection and report can alert you to any needed repairs and allows you to make an informed decision about the home. The investment is well worth it for the peace of mind and financial protection it provides.
